Ending Creditor Harrassment with Your Bankruptcy Filing

The "Automatic Stay" is one of the major benefits of filing for bankruptcy because it provides immediate relief from calls and harassment by creditors.  The instant your petition is filed with the bankruptcy court, federal law prohibits all further creditor action against you. The stay prohibits creditor calls, letters, lawsuits, and garnishments. Bank accounts are also required to be unfrozen, foreclosure actions stopped, and you may even be able to recover your car from repossession, if it has not already been sold at auction.

There are severe fines and penalties for creditors if they attempt to contact you after you have filed bankruptcy.

Contact Attorney Sherwood to learn more about filing Chapter 7 or Chapter 13 to:
  • Preventing foreclosure
  • Halt repossession
  • Stop wage garnishment
  • Release frozen accounts
  • End harassing phone calls